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Post Retirement Planning Beforehand
Source: The Care Guide
A proper, beforehand planning is necessary to safeguard self-dignity and to
attain a secured after-retirement life. We all admit that.
Life is never the same after-retirement. Some people want to live close to
the hard-earned friends or family whereas some people want to live unaided or in
Nursing Homes, Retirement Communities, Home Health Care, Retirement Homes,
Active Adult Communities, Senior Apartments. Whatever the reason be, some basic
calculations are necessary for a better future.
There are two simple and primary questions you must ask yourself:
What is my primary consideration in the decision on where to
It may be closeness to family, state retirement benefits, medical reasons,
dream location, specific medical care or other reasons.
Which type of care am I searching for?
It may be assisted living, nursing home, retirement community (Active Adult),
Residential Care, Home Health Care, CCRC, hospice care or some other types.
Individuals must explain each little question to themselves to live a
hustle-free post retirement life. At times, the simplest of the task turns out
to be an epic one.
For example, selecting the right nursing home is often a very hectic job as
different nursing home specializes in different features.
Some minute details, in general, tend to be of high importance while
selecting a nursing home for future, like the distance from a specific location.
Apart from taking information on costs and fees, one must also note the types of
care offered and types of aid accepted by that particular house. Even climbing
stairs may be a bigger problem in future.
Budgeting is one of the most important aspects that need repeated critical
assessment. The financial condition is not the same for everyone and one must
sensibly figure out the budget on which he or she can comfortable sustain
themselves for rest of life. Additional and hidden costs must be clarified
One must take care of some seemingly insignificant issues that in future may
become critical. It is always better if the home is in an easy-to-visit location
for family and friends.
It is always recommended that the nursing homes should consult the family
physician before consulting somebody else. The family members should make it
sure that the nursing home uses or may use (if necessary) hospitals where the
family physician practices.
Direct interactions with the present residents of the nursing home always
provide a lot of information about the living standards and other
The post retirement life should be self-planned to seize the most out of
life, for which you have worked so hard so far.
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