What is Long Term Care Insurance?
This column has been created to provide you with information about the various insurance and planning options available to you in the event you or a loved one becomes seriously ill and may or may not need professional care. People have different interpretations of the term ‘long term care’ and generally speaking, for insurance purposes, this means an individual requires constant and ongoing professional care. It is important that you understand the benefits of the coverage you have so that it meets your expectations.
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Plan for Living – Will Illness Destroy your Retirement?
We close our eyes and we dream. We dream about foreign travel and exotic locations. We dream of a quiet country home and peaceful surroundings. We dream of a stress-free lifestyle and idyllic family life. Are these visions mutual fund commercials? No. Retirement dreams. Oh they may be idealistic, but they’re ours, and it doesn’t seem to matter if you’re in your 20s, 40s or 60s, we all dream of a retirement free of day-to-day pressures and oodles of time and opportunities to pursue all those dreams and leisure activities we’ve delayed doing. We all believe that we will lead better lives when we ‘retire’.
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Tips On Choosing a Retirement Residence in Ontario
As we age, our lifestyles change. For example, we may no longer need or want a large house. We may prefer something of a more manageable size because the demands for maintenance increase or because of difficulties in managing stairs, the house may be unsuitable.
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Hospice Care in British Columbia
Hospice Care, also referred to as Palliative Care, may be provided in the home or in a facility setting. It aims to relieve suffering and improve the quality of life for persons and/or families living with, or at risk of developing, a life-threatening illness. Key aspects may include pain or symptom control, and an array of emotional, spiritual and physical supportive services.
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