What is Long Term Care Insurance?
This column has been created to provide you with information about the various insurance and planning options available to you in the event you or a loved one becomes seriously ill and may or may not need professional care. People have different interpretations of the term ‘long term care’ and generally speaking, for insurance purposes, this means an individual requires constant and ongoing professional care. It is important that you understand the benefits of the coverage you have so that it meets your expectations.
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Plan for Living – Will Illness Destroy your Retirement?
We close our eyes and we dream. We dream about foreign travel and exotic locations. We dream of a quiet country home and peaceful surroundings. We dream of a stress-free lifestyle and idyllic family life. Are these visions mutual fund commercials? No. Retirement dreams. Oh they may be idealistic, but they’re ours, and it doesn’t seem to matter if you’re in your 20s, 40s or 60s, we all dream of a retirement free of day-to-day pressures and oodles of time and opportunities to pursue all those dreams and leisure activities we’ve delayed doing. We all believe that we will lead better lives when we ‘retire’.
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Retirement Residences in Ontario
Retirement Residences meet the needs of those individuals who need greater security or who are no longer able to manage all the activities of daily living by themselves. These facilities aim to allow residents to continue to live with dignity and as independently as possible, while providing the security, care and supportive services necessary.
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Tips on Admission Practices for Long-Term Care in Ontario
When you tour your facility of choice, you should enquire as to its admission process, as this varies somewhat among facilities. If you still have question, ask the CCAC.
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