What is Long Term Care Insurance?
This column has been created to provide you with information about the various insurance and planning options available to you in the event you or a loved one becomes seriously ill and may or may not need professional care. People have different interpretations of the term ‘long term care’ and generally speaking, for insurance purposes, this means an individual requires constant and ongoing professional care. It is important that you understand the benefits of the coverage you have so that it meets your expectations.
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Plan for Living – Will Illness Destroy your Retirement?
We close our eyes and we dream. We dream about foreign travel and exotic locations. We dream of a quiet country home and peaceful surroundings. We dream of a stress-free lifestyle and idyllic family life. Are these visions mutual fund commercials? No. Retirement dreams. Oh they may be idealistic, but they’re ours, and it doesn’t seem to matter if you’re in your 20s, 40s or 60s, we all dream of a retirement free of day-to-day pressures and oodles of time and opportunities to pursue all those dreams and leisure activities we’ve delayed doing. We all believe that we will lead better lives when we ‘retire’.
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What To Look For When Choosing a Retirement Residence in Ontario
To find out if a residence suits your needs and preferences you need to personally visit it, if possible, more than once. Call ahead to the residences that interest you to schedule a tour. If you visited during the day, visit a second time in the evening.
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A Change in Living Arrangements?
Determining whether or not an elderly loved one may require a change in living arrangements can be difficult for a variety of reasons. The following is list of signs or indicators that a change in living arrangements of an elderly loved one might be appropriate...
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