Financial and Estate Planning

For your entire adult life you are subject to taxation in some form or other. You may begrudge paying these taxes, but you nevertheless do, justifying the expense as the "required cost" of living in Canada. It therefore seems a bitter irony that the payment of taxes doesn't necessarily end when you die. You are likely aware of the various income taxes that are payable by your estate in the year of your death. However, you may not be aware that additional costs, sometimes referred to as a "death tax", can be incurred in the form of probate fees charged for duly approving your will through letters probate.
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Making Tax Time Fast & Easy

It's almost tax time again, and everyone is always hunting for hints on how best to complete their taxes. To make tax time easier, here are a few practical tax tips everyone can use.
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It Doesn't Pay Trying To Beat The Street

The stock market is a self-regulating god, perfect in its random, short-term unpredictability. It will do what it will do, reacting to events nobody can predict and trends you are powerless to influence.
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All You Need To Know About Life Insurance

When most people get married, buy a house or have a child, they feel compelled to buy insurance, which is why there are a lot of rich banks and insurance companies in Canada. I have found it astonishing at how many folks have big, expensive life insurance policies that they, or their beneficiaries, stand about a zero chance of ever benefiting from.
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